"PNB Financial Tools" was developed with you in mind. Peoples National Bank is always looking for ways to reach out to our customers and meet their needs. We are excited to offer you financial tools that can make your life easier. Here you will find information about financial education, protecting your identity, links to other sites of interest, and more!

Some of the links that we have provided take you off our website and connect you to informational pages that may interest you. We do not recommend, guarantee, or endorse any product, information, recommendation, or service that is linked to the Peoples National Bank Website. Please be careful when choosing a link from our page. Be aware that you may be leaving our site and that we do not provide and are not responsible for the product, service or overall website content available at the linked website. Our security and privacy policies do not extend to the linked website. You should consult the security and privacy policies of each linked website for further information.

Managing Your Money

Peoples National Bank knows your finances are important to you. The links below are provided for you to learn more about managing your finances.

Mymoney.gov is the Federal Government's website dedicated to helping Americans understand more about their money - how to save it, invest it, and manage it to meet their personal goals.

Choosetosave.org® is a national public education and outreach program. This site contains many financial resources, articles on finances, and savings tips. It also contains many calculators* you can use to aid you in making financial decisions in regard to:

( * Please note: The use of the calculators and the calculated results are not guaranteed to be accurate and are in no way guaranteed, offered, or endorsed by Peoples National Bank.)

Calculate The Worth Of Your Savings Bonds

With the Savings Bond Calculator, you can calculate the value of your savings bonds. Through their site, the Bureau of Public Debt allows you to:

• Find out what your bond is worth today
• Build an inventory of bonds
• Find out what your bonds are worth in other months
• Calculate your year-to-date interest

Calculate The FDIC Insurance Coverage Of Your Accounts

FDIC's EDIE (Electronic Deposit Insurance Estimator) will Calculate the insurance coverage of your accounts at any FDIC-insured institution. The FDIC protects you against the loss of your insured deposits in the event that an FDIC-insured institution fails. To learn more about your insurance coverage or to calculate the insurance coverage of your accounts, click on the EDIE link. It's simple!

Protect Your Identity

Peoples National Bank believes protecting your identity is very important.

Identity thieves are very real and very dangerous. They want your personal information such as your account numbers, passwords, Social Security number, and other confidential information. They can use this information to steal from your bank accounts, charge items to your credit cards, and for other fraudulent activity purposes. If successful, they can take out loans, obtain credit cards, and even driver's licenses in your name. They can do damage to your financial history and personal reputation that can take years to correct. Their goal is to use your identity for their gain.

The good news is if you learn how identity theft works and how to protect yourself, you can help stop this crime.

To learn more about identity theft, what you can do to protect your identity, and what to do if your identity is ever stolen, visit our 'Protect Your Identity' page.

Your Credit Rights

PNB knows your credit is important to you. This section is provided for you to learn more about your credit, your rights as a consumer, as well as the Fair and Accurate Credit Transactions (FACT) Act.

Federal Trade Commission for Consumers - This site contains FACT Act education. Learn how you can obtain a free credit report annually, build a better credit report, better understand credit scoring, and more!

Federal Trade Commission for Business - This site contains FACT Act education, business credit education, and more.

AnnualCreditReport.com - AnnualCreditReport.com is the official site to help consumers obtain their free credit report. This site allows you to request a free credit report once every 12 months from each of the nationwide consumer reporting bureaus being Equifax, Experian, and TransUnion.

If you believe there is a discrepancy with your credit report, or you are a victim of identity theft, you should contact one of the three major credit bureaus and discuss whether you need to place a fraud alert on your file. The contact information for each fraud division is located below:

Consumer Protection

Federal Trade Commission for Consumers - The Federal Trade Commission for consumers has information to assist you in protecting yourself as a consumer.

Peoples National Bank Representatives are ready to assist you.

Contact us today.