| Account Type |
Interest Rate |
APY |
Checking Accounts |
| NOW Account balance of $1,000 & over |
0.25 % |
0.25 % |
| Peoples Package: eligible combined balances of $5,000 & over |
0.30 % |
0.30 % |
 |
Money Market Account Tiers |
| Balance of $2,500.00 - $24,999.99 |
0.60 % |
0.60 % |
| Balance of $25,000.00 - $49,999.99 |
1.15 % |
1.16 % |
| Balance of $50,000.00 - $499,999.99 |
1.65 % |
1.66 % |
| Balance of $500,000.00 & over |
2.00 % |
2.02 % |
 |
Cash Management Account Tiers |
| Balance in excess of $10,000 |
0.50 % |
0.50 % |
| Balance in excess of $25,000 |
1.25 % |
1.26 % |
| Balance in excess of $50,000 |
1.75 % |
1.76 % |
| Balance in excess of $500,000 |
3.50 % |
3.56 % |
 |
Savings Accounts |
| Statement Savings |
0.50 % |
0.50 % |
| Centennial Package Account balance of $2,005 & over |
1.00 % |
1.00 % |
| Certificate Savings balance of $2,500 & over |
1.50 % |
1.51 % |
 |
Health Savings Account Tiers |
| Balance of $0 - $999.99 |
0.25 % |
0.25 % |
| Balance of $1,000.00 - $2,499.99 |
1.25 % |
1.26 % |
| Balance of $2,500.00 & over |
1.75 % |
1.76 % |
 |
Club Accounts |
| Statement Savers Club |
1.00 % |
1.00 % |
 |
Special Certificates of DepositAPY is based on the required minimum balance of $1,000.00 |
| 5 Month Special |
2.75 % |
2.77 % |
| 7 Month Special |
3.97 % |
4.00 % |
| 48 Month Step-up Special |
3.00 % |
3.03 % |
 |
Certificates of DepositAPY is based on the required minimum balance of $1,000.00 |
| 3 Month |
1.25 % |
1.26 % |
| 6 Month |
1.75 % |
1.76 % |
| 12 Month |
2.00 % |
2.02 % |
| 18 Month |
2.00 % |
2.02 % |
| 24 Month |
2.50 % |
2.52 % |
| 30 Month |
2.50 % |
2.52 % |
| 36 Month |
2.50 % |
2.52 % |
| 42 Month |
2.50 % |
2.52 % |
| 48 Month |
3.00 % |
3.03 % |
| 60 Month |
3.10 % |
3.14 % |
 |
Individual Retirement Accounts |
| 2 Year - Minimum balance of $1,000.00 required |
2.00 % |
2.02 % |
| 4 Year - Minimum balance of $1,000.00 required |
2.50 % |
2.52 % |
| 6 Year - Minimum balance of $1,000.00 required |
2.75 % |
2.78 % |
| Variable IRA - Minimum balance of $50.00 required |
1.84 % |
1.85 % |
 |
 |
Rates are subject to change. Rates and APYs are current as of September 3, 2008.