APY = Annual Percentage Yield

Account Type Interest Rate APY

Checking Accounts

NOW Account balance of $1,000 & over 0.25 % 0.25 %
Peoples Package: eligible combined balances of $5,000 & over 0.30 % 0.30 %

Money Market Account Tiers

Balance of $2,500.00 - $24,999.99 0.25 % 0.25 %
Balance of $25,000.00 - $49,999.99 0.50 % 0.50 %
Balance of $50,000.00 - $499,999.99 0.75 % 0.75 %
Balance of $500,000.00 & over 1.25 % 1.26 %

Cash Management Account Tiers

Balance in excess of $10,000 0.25 % 0.25 %
Balance in excess of $25,000 0.50 % 0.50 %
Balance in excess of $50,000 0.75 % 0.75 %
Balance in excess of $500,000 1.75 % 1.76 %

Savings Accounts

Statement Savings 0.25 % 0.25 %
Centennial Package Account balance of $2,005 & over 1.00 % 1.00 %
Certificate Savings balance of $2,500 & over 1.50 % 1.51 %

Health Savings Account Tiers

Balance of $0 - $999.99 0.25 % 0.25 %
Balance of $1,000.00 - $2,499.99 0.50 % 0.50 %
Balance of $2,500.00 & over 0.75 % 0.75 %

Club Accounts

Statement Savers Club 0.35 % 0.35 %

Special Certificates of Deposit

APY is based on the required minimum balance of $1,000.00
48 Month Step-up Special 2.50 % 2.52 %

Certificates of Deposit

APY is based on the required minimum balance of $1,000.00
3 Month 0.65 % 0.65 %
6 Month 0.80 % 0.80 %
12 Month 1.01 % 1.01 %
18 Month 1.01 % 1.01 %
24 Month 1.50 % 1.51 %
30 Month 1.50 % 1.51 %
36 Month 2.00 % 2.02 %
42 Month 2.00 % 2.02 %
48 Month 2.50 % 2.52 %
60 Month 2.75 % 2.78 %

Individual Retirement Accounts

2 Year - Minimum balance of $1,000.00 required 1.30 % 1.31 %
4 Year - Minimum balance of $1,000.00 required 2.25 % 2.27 %
6 Year - Minimum balance of $1,000.00 required 2.50 % 2.52 %
Variable IRA - Minimum balance of $50.00 required 0.25 % 0.25 %
Rates are subject to change. Rates and APYs are current as of March 9, 2010.
You may contact any Peoples National Bank Office to obtain the most current rate and APY information. For variable rate accounts, rate may change after account opening. Minimum balance required to open/obtain APY. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Full disclosure for any specific account is available upon request.

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