Loan Products
Founded in 1905, Peoples National Bank can be the strong financial partner you need for success. We will work hard to understand your unique needs and recommend solutions that will help you achieve your short and long term goals.
Local decision making, competitive interest rates, and convenient repayment options are just a few features that are characteristic of community banking.
Please call or stop by one of our branch offices for rates and additional information on Peoples National Bank Loans.
Local people making local decisions
Personal Loans
We offer an array of loans including: auto, boat, recreational vehicle, education and vacation to meet all your personal needs. Applying for a personal loan with PNB is easier than ever. Just download, print, then drop off this application and insurance disclosure along with your last two (2) payroll stubs to your local branch office. Apply Today!Real Estate & Construction Mortgages
With a real estate mortgage from PNB, you can purchase residential or commercial real estate, fund a construction project, or refinance a present loan. We also offer land-only loans and mobile home financing.Commercial Loans
We offer various loan products to meet your needs including: New Business Financing, Equipment Purchase, Working Capital Lines of Credit, and Letters of Credit.Small Business Loans and Guarantees
Peoples National Bank works with a number of Government Agencies including the Small Business Administration (SBA), New York Business Development Corporation (NYBDC), Farmer's Service Agency (FSA), and the United States Department of Agriculture (USDA) to help provide the funding you need.Student Loans
If you are attending or planning to attend an institution of higher learning and have a need for financial assistance, we can help. You can pick up an application from your school's financial assistance office or stop by one of our branch offices. www.pheaa.org* Subject to credit approval
