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Certificates of Deposit

Peoples National Bank offers an assortment of CDs with competitive interest rates. Terms and conditions vary. Please ask any PNB Customer Service Representative for more information.

Full Disclosure of our certificate of deposit accounts is available upon request.

Our CD rates are listed below for your convenience. Click on Rates to view the rates of our other interest bearing accounts.


APY = Annual Percentage Yield

Account Type Interest Rate APY

Special Certificates of Deposit

APY is based on the required minimum balance of $1,000.00
5 Month Special 2.75 % 2.77 %
7 Month Special 3.97 % 4.00 %
48 Month Step-up Special 3.00 % 3.03 %

Certificates of Deposit

APY is based on the required minimum balance of $1,000.00
3 Month 1.25 % 1.26 %
6 Month 1.75 % 1.76 %
12 Month 2.00 % 2.02 %
18 Month 2.00 % 2.02 %
24 Month 2.50 % 2.52 %
30 Month 2.50 % 2.52 %
36 Month 2.50 % 2.52 %
42 Month 2.50 % 2.52 %
48 Month 3.00 % 3.03 %
60 Month 3.10 % 3.14 %

Rates are subject to change. Rates and APYs are current as of September 3, 2008. You may contact any Peoples National Bank Office to obtain the most current rate and APY information. For variable rate accounts, rate may change after account opening. Minimum balance required to open/obtain APY. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Full disclosure for any specific account is available upon request.