Current Rates

Account Type Interest Rate APY

Checking Accounts
NOW Account balance of $1,000 & over 0.05 % 0.05 %
Peoples Package: eligible combined balances of $5,000 & over 0.10 % 0.10 %

PNB Business Checking
Minimum Opening Deposit $2,500.00 0.05 % 0.05 %

Money Market Account Tiers
Balance of $2,500.00 - $24,999.99 0.10 % 0.10 %
Balance of $25,000.00 - $49,999.99 0.20 % 0.20 %
Balance of $50,000.00 - $499,999.99 0.25 % 0.25 %
Balance of $500,000.00 - $4,999,999.99 0.55 % 0.55 %
Balance of $5,000,000.00 & over 0.80 % 0.80 %

PNB Premium Business
Balance of $10,000 - $34,999.99 0.05 % 0.05 %
Balance of $35,000 - $59,999.99 0.15 % 0.15 %
Balance of $60,000 - $499,999.99 0.25 % 0.25 %
Balance of $500,000 & Over 0.55 % 0.55 %

Savings Accounts
Statement Savings 0.10 % 0.10 %
Certificate Savings balance of $2,500 & over 0.55 % 0.55 %

Health Savings Account Tiers
Balance of $0 - $999.99 0.15 % 0.15 %
Balance of $1,000.00 - $2,499.99 0.25 % 0.25 %
Balance of $2,500.00 & over 0.50 % 0.50 %

Club Accounts
Statement Savers Club 0.10 % 0.10 %

Special Certificates of Deposit

APY is based on the required minimum balance of $1,000.00
     
48 Month Step-up Special 0.80 % 0.80 %
     

Certificates of Deposit

APY is based on the required minimum balance of $1,000.00
3 Month 0.10 % 0.10 %
6 Month 0.15 % 0.15 %
12 Month 0.25 % 0.25 %
18 Month 0.25 % 0.25 %
24 Month 0.45 % 0.45 %
30 Month 0.45 % 0.45 %
36 Month 0.65 % 0.65 %
42 Month 0.65 % 0.65 %
48 Month 0.80 % 0.80 %
60 Month 1.50 % 1.51 %
84 Month 2.15 % 2.17 %
     

Individual Retirement Accounts
2 Year - Minimum balance of $1,000.00 required 0.45 % 0.45 %
4 Year - Minimum balance of $1,000.00 required 0.80 % 0.80 %
6 Year - Minimum balance of $1,000.00 required 1.75 % 1.76 %
Variable IRA - Minimum balance of $50.00 required 0.25 % 0.25 %


Rates are subject to change. Rates and APYs are current as of May 14, 2013. You may contact any Peoples Neighborhood Bank Office to obtain the most current rate and APY information. For variable rate accounts, rate may change after account opening. Minimum balance required to open/obtain APY. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Full disclosure for any specific account is available upon request.