Your Credit Rights

Your Credit Rights

PNB knows your credit is important to you. This section is provided for you to learn more about your credit, your rights as a consumer, as well as the Fair and Accurate Credit Transactions (FACT) Act.

FDIC Introduction to Identity Theft and Electronic Scams, Additional Resources and Contact Information - Identity theft, spyware, malware, phishing, what do these terms mean? This resource by the FDIC provides an online self-educational multimedia tool on how to prevent identity theft and advice on steps to take if your identity has been stolen.

OnGuardOnline.gov - This resource contains practical tips from the Federal Government and technology industry to assist you in protecting your identity.

If you believe there is a discrepancy with your credit report, or you are a victim of identity theft, you should contact one of the three major credit bureaus and discuss whether you need to place a fraud alert on your file. The contact information for each fraud division is located below: