CDs

Peoples Security Bank and Trust offers an assortment of CDs with competitive interest rates. Terms and conditions vary. Please ask any PSBT Customer Service Representative for more information.  Full Disclosure of our certificate of deposit accounts is available upon request.  Our CD rates are listed below for your convenience. Click on Rates to view the rates of our other interest bearing accounts.

APY = Annual Percentage Yield

Special Certificates of Deposit

Account Type Interest Rate APY
48 Month Step-up Special 0.80 % 0.80 %

(APY is based on the required minimum balance of $1,000.00)

Certificates of Deposit

Account Type Interest Rate APY
3 Month 0.10 % 0.10 %
6 Month 0.15 % 0.15 %
9 Month 0.20 % 0.20 %
12 Month 0.25 % 0.25 %
18 Month 0.25 % 0.25 %
24 Month 0.45 % 0.45 %
30 Month 0.45 % 0.45 %
36 Month 0.65 % 0.65 %
42 Month 0.65 % 0.65 %
48 Month 0.80 % 0.80 %
60 Month 1.00 % 1.00 %
72 Month 1.20 % 1.20 %
84 Month 1.75 % 1.76 %

(APY is based on the required minimum balance of $1,000.00)

Rates are subject to change. Rates and APYs are current as of April 08, 2014. You may contact any PSBT Office to obtain the most current rate and APY information. For variable rate accounts, rate may change after account opening. Minimum balance required to open/obtain APY. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Full disclosure for any specific account is available upon request.