Business Accounts

Peoples Security Bank and Trust is participating in the FDIC's Transaction Account Guarantee Program. Under this program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Full Disclosure of our business accounts is available upon request.

PSBT Business Account

The PSBT Business Account is ideal for your business.

  • Unlimited check writing
  • Available to Sole Proprietorships, Partnerships and Corporations
  • $8 monthly service charge if balance falls below $500
  • No monthly service charge if $500 daily balance is maintained!
  • $500 minimum initial deposit

PSBT Premium Business Account

The Business Account has been developed for businesses that have a high volume of check writing, deposit activity, and maintain high balances.

  • Balances in excess of $10,000 earn interest based on the following tiers.
  •  The four tiers are:
    • $10,000.00 - $34,999.99
    • $35,000.00 - $59,999.99
    • $60,000.00 - $499,999.99
    • $500,000.00+ 
  • For current rates, talk to a Customer Service Representative or go to our "Rates" page on this site. 

PSBT Business Interest Checking

An interest bearing account for Businesses.

  • Interest computed daily and compounded monthly
  • Interest is paid only on balances of $2,500 or greater
  • $8 monthly service charge
  • No monthly service charge if $2,500 daily balance is maintained!
  • $.20 per combined items (checks written, all deposited items) in excess of 250 items per statement cycle.ional check
  • To learn more about our PNB Business Interest Checking Account rate, view our Rates section or speak with a Customer Service Representative